ICBC and accidents

[EricN]

So I know some people who work for ICBC. After hearing a story about a JDM van with very low KM's going through with rear end damage that was about to get written off if it wasn't for some intervention by the person I knew, I had an idea.
Ok, ICBC and estimators hate RHD because they have to do alot more research in order to do an estimate. It takes alot more time and effort (therefore more $$$$ too) for them to estimate because nothing is in the computer for them.
Here are my suggestions if you dont want your car to get written off with minor damage. I dont know if it will work but it will make life a tiny bit easier for the estimator and it may sway his/her mind towards fixing your car instead of trashing it.

1. Get a classified list of similar vans for sale. Print the adds out or copy down the links, the more adds you can find the better, just try and make sure it is for ones similar in equipment, kms, and overall condition. The first thing an estimator has to do is put a value to the vehicle. Punch in "Delica" on their special little computer, not much comes back.
2. Look at what you can see is damaged then chase down a supply for those parts, used will most likely be what you get but you can also include new parts if you can find them. Include a list with prices if you want but make sure you have the contact info for the supplier and give all that to your estimator.
3. Be damn sure your vehicle complies with the MVA (proper headlights/reflectors etc.) otherwise it will be condemned and sent to the crushers.

Hope no one has to use this info but if you do and it helps, please let us all know. Remember, for the most part, the estimators are the ones you need to satisfy and you are going in the underdog because they generally have a very bad opinion of the JDM stuff. DO what you can to make them happy and I think you stand a good chance of getting your car fixed.

[delicat]

Well thought EricN!

It just makes sense to help our best interest by helping them... They should have access to this site then they'd have no excuses for not finding a way to fix a Delica!!!

[Green1]

Get a classified list of similar vans for sale. Print the adds out or copy down the links, the more adds you can find the better, just try and make sure it is for ones similar in equipment, kms, and overall condition. The first thing an estimator has to do is put a value to the vehicle. Punch in "Delica" on their special little computer, not much comes back.

that only helps so much, the only way to truly ensure they value your vehicle correctly is an appraisal, otherwise you'll be playing the game with them of you telling them it was in excellent condition before it was totalled, and them telling you it was probably falling apart...
at the very least take lots of pictures, (BEFORE a problem!) but better yet get it professionally appraised (translation: do as I say, not as I do (I'll get an appraisal one of these days... honest...)

[josh]

Or buy your van back after they write it off! Mine just got written off... and it was worth buying back for parts. As well the settlement was fair and ICBC was a pleasure to work with. I think the fact that it was not our fault helped expidiate the process.

Someone hit us head on and the second car dragged all the way down the side of the van. The accident was 100% the other persons fault and thankfully no one was hurt seriously, they were driving head on in our lane on the highway. The Delica took the impact well. The inside of the van didn't change at all, and over all it looks to be in remarkable good shape, although the frame is bent. I bought it back for parts for my next delica. I think it was worth it, although I wish the accident never happened in the first place, our Delica was a jem and the accident was an unneeded headache.

Josh

[EricN]

that only helps so much, the only way to truly ensure they value your vehicle correctly is an appraisal, otherwise you'll be playing the game with them of you telling them it was in excellent condition before it was totalled, and them telling you it was probably falling apart...
at the very least take lots of pictures, (BEFORE a problem!) but better yet get it professionally appraised (translation: do as I say, not as I do (I'll get an appraisal one of these days... honest...)

An appraisal is a better idea for sure BUT, this is how ICBC does it (browses the adds). They are pretty good with the condition thing from what I saw. They were more than generous with most vehicles, putting the condition down at a higher level than I personally would have considered it to be. It doesnt take much to look at the vehicle and know the condition before the accident.

[Green1]

It doesnt take much to look at the vehicle and know the condition before the accident.

yes, but it's very hard to figure out the condition before a theft... or a fire...

[BCDelica]

Or buy your van back after they write it off! Mine just got written off... and it was worth buying back for parts. As well the settlement was fair and ICBC was a pleasure to work with. I think the fact that it was not our fault helped expidiate the process.

Someone hit us head on and the second car dragged all the way down the side of the van. The accident was 100% the other persons fault and thankfully no one was hurt seriously, they were driving head on in our lane on the highway. The Delica took the impact well. The inside of the van didn't change at all, and over all it looks to be in remarkable good shape, although the frame is bent. I bought it back for parts for my next delica. I think it was worth it, although I wish the accident never happened in the first place, our Delica was a jem and the accident was an unneeded headache.

Josh

How Rose feeling from the accident?

Does this mean we get to have a second Caribou Deli/WVO meet? Also how was the ride home in the new van?

Best Regards,
Kevin

[Hankster]

Glad to hear everyones alright Josh . Hope you find another good one

[josh]

Thanks for the concern Kev. Rose is doing good after the accident, physically that is. She is a little hesitant to drive on the highway now, but I forced her to in the rental van. Now the only problem is that we only have the manual delica and she doesnt know how to drive standard. Also we are moving into town again, so we have decided to stay as a one vehicle family. Um, so anyone interested in a nice lowroof 5spd delica? It even has a turbo timer... the only reason that its up for sale is that I am going to buy an automatic when we are in vancouver for christmas so that Rose can drive it also.

So anyhow, here is a quick snap of the Delica and one of the cars that was involved.







Which one would you have rather been in? Oh and there was the initial car that was in Roses lane, but sorry, no pics of that one. Anyhow, not bad for a "head-on/sideswipe" on the highway hey? Maybe I should post this in a topic where people talk about the accident rating of the Delica.

Josh

[josh]

No comment on the accident pics? lol

Josh.

[DelicaMark]

I'll comment! I am pleased to see that after a good impact head on that these vans seem to hold up pretty well. This has been my hidden worry about mine....what happens if I crash head on? What did the inside of the van look like? Any possibility that a passenger would have had any foot injuries?

Sorry you guys had to be the crash test dummies!

-Mark

[josh]

The van looks normal inside... infact Rose said she hardly even shifted durring the impact. The van still runs and can be driven, but since it has frame damage it has been retired. I figure that anyone worried about the safety rating of a Delica should put those worries aside.

Josh