ICBC writing off damaged RHD's to get them off the road

jessef · Post by **jessef** » Thu Aug 05, 2010 7:57 pm

It's pretty much common knowledge that ICBC wants to rid BC of all RHD vehicles.

If you get into an accident or your RHD is stolen, ICBC will try to write it off instead of repairing it even if the damage cost is very low.

They would rather pay out a full RHD and get it off the road then to pay a portion for repairs.

I just had a windshield claim on a Nissan Safari and they wanted to write it off.

Just a head's up so you guys don't get blindsided if an estimator/adjuster is pressing to write off the vehicle.

mararmeisto · Post by **mararmeisto** » Thu Aug 05, 2010 8:22 pm

jfarsang wrote:I just had a windshield claim on a Nissan Safari and they wanted to write it off.

Instead of you paying your deductible, they wanted to write off the whole vehicle? For the cost of a 800$ windshield?

That's just dirty pool!

jessef · Post by **jessef** » Thu Aug 05, 2010 9:03 pm

It is and I was surprised they even tried.

The adjuster said that they ICBC doesn't want to put any money into RHD vehicle to keep them on the road.

Talk about being blunt.

Slimdog · Post by **Slimdog** » Thu Aug 05, 2010 9:22 pm

One of the most corrupt companies in the country. Wish we had a choice instead of a monopoly.

tonydca · Post by **tonydca** » Thu Aug 05, 2010 9:52 pm

jfarsang wrote: I just had a windshield claim on a Nissan Safari and they wanted to write it off.

Just a head's up so you guys don't get blindsided if an estimator/adjuster is pressing to write off the vehicle.

That's obscene. Was he able to keep a straight face while he was telling you?

jessef · Post by **jessef** » Thu Aug 05, 2010 11:42 pm

not really

jrman · Post by **jrman** » Fri Aug 06, 2010 12:20 am

Must be case by case. I was dreading my ICBC visit after I got hit dead center in my sliding door on Jan 1 this year. Damaged the door, the body behind the door and to the rear of the door, but ahead of the rear wheel. Reasonably extensive and estimate came in at $2500 but with an allowance of up to $3500 or thereabouts. I don't know what the final charge was as I do believe a call was required to ICBC to get final approval, but the work got done and the only comment from the adjustor was "...do you know anyone that can get the part needed for the repair?" to which I replied yes and Mardy hooked up a parts van with Otto to do the repair. Search "Otto" to see before & after pics. Anyway - my experience was about as painless as it can get....I know it's not always this way.

delicat · Post by **delicat** » Fri Aug 06, 2010 12:55 am

That is flabergasting! (that's a big word for me

)

Are you gonna just leave it to this Jesse or do something about it? I mean going public... What we really need is a media relation person for the RHD. If I was Joe public hearing that my contribution to ICBC is being so poorly managed I'd be pretty pissed off!

It's time to call CTV, "Olsen on your side". They'd love it and I'm sure they'd have plenty of us to interview...

David

mdrive · Post by **mdrive** » Fri Aug 06, 2010 3:05 am

ICBC is building up Statistics, number of RHD vehicle written off in such as short time after being on the road (even though small repairs are shown as accidents). I had a customer with Nissan Silvia, fender damaged and corner lamps cracked. ICBC written off that Silvia. I suggested to fight for repairs, He did and eventually they had to repair it. Most owners are happy with their vehicle written off as most bought from sellers who never did any serving. Customers were too unhappy with their cars and were happy to just get paid from ICBC. In current market condition, it will be hard to fight with ICBC.

manic29 · Post by **manic29** » Fri Aug 06, 2010 8:28 am

So if ICBC writes it off for a windshield, gives you $X,000 for it, can you then buy it back from ICBC for a couple of thousand, put on a new windshield and get it reinsured as a rebuilt? I'd take that deal!

jessef · Post by **jessef** » Fri Aug 06, 2010 9:14 am

manic29 wrote:So if ICBC writes it off for a windshield, gives you $X,000 for it, can you then buy it back from ICBC for a couple of thousand, put on a new windshield and get it reinsured as a rebuilt? I'd take that deal!

Not anymore.

Once a RHD BC registered vehicle has been deemed salvage/written off by ICBC, regardless of how minimal the damage if any, they own it and will not sell it back to the owner.

The claims adjuster I spoke to a few months ago said that ICBC's policy regarding salvaged RHD's is to destroy them or they go to wreckers, even if there is little or no(stolen/recovered) damage. She said a salvage titled RHD cannot be re-registered in BC.

It's obvious ICBC does not want to put money into keeping RHD's on the road regardless of cost.

Each one they can write off adds on to their statistic that they will use down the road.

Fortunately if you pay insurance, they must repair it if the repairs are below the book value of the vehicle. They don't want to and may tell you so, but they will fix it. Just may need 'authorization' like I did which took a few days.

delicat · Post by **delicat** » Fri Aug 06, 2010 1:55 pm

It's still bullshit.

mycale · Post by **mycale** » Fri Aug 06, 2010 4:12 pm

The thought going through my head is this: if i need to write-off my L400, then what is stopping me from telling Marty to grab me up another one? nothing I guess

Post by **FalcoColumbarius** » Fri Aug 06, 2010 9:00 pm

I was talking to a guy at a local coffee shop today. He drives a LHD car, domestic. He got into a fender-bender. Quoted price of the damage was $900. Price of the car estimated at $1,100. ICBC wrote it off, so he took the money, fixed it then re-insured it with ICBC. Fascinating. Something is not quite right here. Another thing that was pointed out to me today is the Drinking & Driving Counter Attack roadblocks are funded by ICBC. ICBC funds the RCMP to hold the roadblocks. No funding, no roadblocks. When was the last time someone saw a roadblock?

I want to clarify that I heard this on the grapevine. If anyone has more information regarding this I would appreciate some truth on the matter.

Rumours that AirCare is shutting down in a year allegedly for not turning a profit? I got a mate who informed me that we are currently in a major depression but because of the various safety nets the common punter hasn't really realised it yet.

Something is wrong.

Falco.

jessef · Post by **jessef** » Fri Aug 06, 2010 9:19 pm

FalcoColumbarius wrote:I was talking to a guy at a local coffee shop today. He drives a LHD car, domestic. He got into a fender-bender. Quoted price of the damage was $900. Price of the car estimated at $1,100. ICBC wrote it off, so he took the money, fixed it then re-insured it with ICBC. Fascinating. Something is not quite right here. Another thing that was pointed out to me today is the Drinking & Driving Counter Attack roadblocks are funded by ICBC. ICBC funds the RCMP to hold the roadblocks. No funding, no roadblocks. When was the last time someone saw a roadblock?

Once ICBC buys your JDM import, it will never get re-registered in BC again. I believe it's a policy.

I did the buy back from ICBC and re-register years ago but I'm not even sure if you can do that on NA vehicles these days. Perhaps.

I went through a roadblock on the upper levels 3 nights ago on my way back from Whistler. They're around.

FalcoColumbarius wrote:Rumours that AirCare is shutting down in a year allegedly for not turning a profit? I got a mate who informed me that we are currently in a major depression but because of the various safety nets the common punter hasn't really realised it yet.

Something is wrong.

Falco.

AirCare has always been a farce.

When they first brought it on, I had an old Firebird belching smoke that passed with flying colours while my mom's brand new 2 month old Corolla failed miserably.

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